Manager Risk & Compliance Ref: JS0511L159

Dear All,
As you have experience in this industry, I would appreciate it if you could refer candidates to me for the following position(s)

(Job Description is attached below).

Thank you for your time. I look forward to hearing from you.

Kind Regards,
Fahad Jamil
Program Consultant
Career Pakistan
+92 345 530 0048

fad.jamil@gmail.com
We are seeking candidates for Manager Risk & Compliance Position at a Microfinance Bank (owned by a large Multinational Company)
Position Title: Manager Risk & Compliance
Company Sector: Banking
Company Type: Microfinance Bank (owned by a large Multinational Company)
Position Location: Islamabad
Salary:  70K to 100K -- may vary
Essential Requirements:
-- Recent experience in Microfinance bank
-- About 4 to 5 years (or more) experience
-- Recent experience in Compliance

Other requirements/preferences:
-- MBA/ MSc Statistics, Economics, Mathematics or relevant
-- At least 5 years of experience in the similar field.
-- MFB experience is an advantage

-- Proven leadership skills
-- Sound communication and interpersonal skills
Essential Duties and Responsibilities: Operational / Credit Risk
-- Oversee all aspects of the Branch Banking Operational Policy/ Credit Policy including its regular review, adherence to its requirements and approval & reporting of exceptions.
-- Monitor Credit exposures throughout the Bank, including credit concentrations, portfolio trends, problematic loans, and work out strategies. Analyze portfolio trends monthly (portfolio concentration, PAR concentrations, PAR trends etc.) & suggest policies regarding credit risk for future lending.
-- Keep close eyes on business trends & economic situation and pass on the information to Head Credit Risk for necessary action.
-- Monitors the risk performance and risk exposures across the bank’s loan portfolio/ Branch Banking operational Risk and makes recommendations to the Risk Management Committee on monthly basis.
-- Supervise the Credit Risk Staff and ensure quality of the verification made at the field level for disbursement of loans.
-- Oversee the loan appraisal function to ensure its independence and compliance with regulatory and professional standards.
-- Complete the Credit Risk Inspection of the branches with the specified time period which is elaborated in the annual plan submitted to Head Credit Risk.
-- Document credit risk assessments and supervise the thresholds. Initiate responses when thresholds are exceeded or when the credit risk trend in increasing towards the thresholds.
-- Be an integral part in the training for the Business Banking and Credit risk department.
-- Develop Credit Risk reports for the BoD risk Committee under supervision of Head Credit Risk.
-- Complete and annual in depth portfolio analysis for the risk management committee. Analysis will include commentary on annual trends and recommendation for the next year.
Essential Duties and Responsibilities: Compliance
-- Put in place a Compliance Program to ensure that all relevant laws are complied with, in letter and spirit, and thus, minimize legal and regulatory risks.
-- Ensure that all compliance officers down the line have respective job descriptions.
-- Ensure that compliance officers effectively comply with.
-- SBP Prudential Regulations. Relevant provisions of existing laws and regulations, Guidelines for Know Your Customer (KYC), Anti-Money Laundering laws and regulations,
-- Timely submission of accurate data / returns to regulator and other agencies and Monitor and report suspicious transactions to President / CEO of the Bank / other related agencies.
-- Train and equip Compliance Officer(s) as back up(s) to perform all duties of Manager Compliance in his absence.
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