fad.jamil@gmail.com
fahad@careerpakistan.org
We are looking for candidates for a position of Manager Operations (Centralization) at Microfinance Bank (Owned by Large Multinational Company).
Position Title: Manager Operations (Centralization)
Position Location:
IslamabadSector: Microfinance Banking
Company Type: Microfinance Bank (Owned by Large Multinational Company)
Salary: Upto 200K
Essential Requirements:
Experience of Microfinance Bank
Experience of 2.5 to 7 years (or more) in OperationsMinimum Experience as Branch Operations Manager – or one step below
Experience of centralized operations preferred
Other Requirements/Preferences:
-- Hold a Bachelor’s degree from a reputable Institution. MBA will be preferable
-- Have a minimum of 7 years of relevant experience preferably relating to Micro Finance banking.
-- Knowledge of banking rules and regulations
-- Proficiency in MS Office
-- Good communication and presentation skills.
-- Knowledge of Branch Less Banking functionality.
Job Description:
-- Ensure compliance with Bank’s policies and procedures as well as SBP/prudential regulations for smooth conduct of Branch Operations efficiently and consistently.
-- Ensure optimum quality of service to customers in liaison with Sales, Credit administration, Loan approving and disbursement authority & Services staff.
-- Regular review of core banking system and controls to identify bottlenecks and weaknesses and liaise with Head of Operations, Information Technology, Compliance and Branch Manager to recommend solutions.
-- Timely and accurate preparation/submission of all returns including KRIs (Key Risk Indicators), Finance, SBP and others as directed by Head of Branch Operations.
-- Oversee the account opening process and maintain controls with respect to exceptions through proactive resolution and follow-ups.
-- Monitor status of dormant, inactive and unclaimed accounts.
-- Supervise signature scanning and uploading in the system at the time of opening of accounts.
-- Monitor Bank’s staff accounts for any unusual transactions to minimize the risk of forgery and fraud.
-- Take ownership of compliance, Audit and self-assessment functions including rectification of all discrepancies. Ensure preparedness of the branches/Central Operation Department for review and audit by internal/ external/SBP Auditors.
-- Monitor and coordinate with Branches, Finance and Treasury departments for effective cash management.
-- Undertake effective disbursal of approved loans subject to the availability of authentic documents in presence of the customer.
-- Coordinate with the Credit Administration department for execution of the repayment schedules.
-- Conduct surprise check on Branches to ensure that they are performing as per the standards, policies,
procedures of the Bank and regulations of SBP.
-- Responsible for centralized operational activates e.g. periodical printing/dispatching and record keeping of customer statements, approving customer data/details change requests.
-- Submit all payable/deducted taxes, withholding taxes, or other levies for deposit with SBP as per policy. Carry out all reporting in this field to the head office/regulator.
-- Review/approve teller’s/users transaction limits.
-- Continuously review risk to the cash area and the safety of the branch, arrange/advise due precautions/ measures for overall safety and integrity.
-- Ensure cash loading and servicing of the ATM(s) at all times within assigned service indicators.
-- Operate within assigned budget and promote savings and frugality in business functions.
-- Serve as a back up to the Head of Operations.
-- Demonstrate high level of commitment and add value to foster a service culture for customers.
The ideal candidate should:
-- Hold a Bachelor’s degree from a reputable Institution. MBA will be preferable
-- Have a minimum of 7 years of relevant experience preferably relating to Micro Finance banking.
Essential Skills:
-- Knowledge of banking rules and regulations
-- Proficiency in MS Office
-- Sound communication and interpersonal skills
-- Proven negotiation Skills
-- Excellent presentation skills
-- Ability to work under pressure
Desirable Skills
-- Knowledge of Branch Less Banking functionality.
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